Unfair Credit Card Fees.com

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Effective Date: February 2007

About UnfairCreditCardFees.com

UnfairCreditCardFees.com ( "Website" ) is the website of the Merchants Payments Coalition, Inc. (MPC). This initiative seeks to mobilize supporters to seek a more competitive and transparent credit card fee system that works better for consumers and merchants alike.

MPC is committed to protecting the privacy of our supporters who use our Website. This Privacy Policy covers our treatment of information that we may collect when you (1) access our Website, (2) use our Website to generate and/or send an email or printed letter to Congress, (3) tell us your story on our Website, and/or (4) sign up for our mailing list through our Website.

Information We Collect and Use

When you access our Website: We do not collect information about you when you access our website.

When you generate and/or send an email or printed letter to Congress: We ask you to provide your name, email address, physical address, ZIP code, fax number (optional) and telephone number (optional) for the purpose of identifying your congressional district and confirming that you are a constituent to the recipient of your letter to Congress. The information you provide will appear on the email or printed letter you generate using our Website and will be disclosed to the congressional offices to which you addressed your email or letter. Many congressional offices have enough staff resources to respond only to constituents, and providing them with information about you will help identify you as such. Congressional offices may, in turn, disclose your personal information to others.

In addition, if you affirmatively check a box that says "remember me" when you send an email or letter to Congress, our Website will place a "cookie" on your computer to store your personal information and that information (if needed) will automatically appear in any future sessions. If you wish to prevent this cookie from being set to your hard drive, do not check the "remember me" box. You can also set your web browser settings to refuse cookies.

When you sign up to our mailing list: We ask you to provide your name, email address and mailing address, which we will use for the purpose of sending you updates on initiatives. We will do our best to respect both your time and attention. We will also ask you to answer certain optional survey questions about whether you have credit cards and how much you use them. We may use this information to contact you regarding developments that may be of particular interest to you. Again, if you check a box that says “remember me” when signing up to our mailing list, a cookie may be placed on your computer, as described above.

Information Sharing and Disclosure

We will not disclose your personal information (specifically, your name, email address, physical address, mailing address, telephone number, fax number, and story) to any third party without your explicit permission and consent, except as follows:

(1) Your personal information may be shared with the congressional offices to which you have addressed your correspondence, who in turn may share such information with others;

(2) We may disclose your personal information as required by law or in good faith compliance with any court order, warrant, or other judicial, administrative or legislative authorization or requirement; and

(3) Your information also will be available to our Website vendor for the purpose of assisting us with the campaign and administering and operating this web site. The Website vendor will not share your personal information with anyone else.


We realize that you may be concerned about providing personal and demographic information to us. For this reason, the Web site vendor for unfaircreditcardfees.com takes the following precautions to protect the data you provide. The data is housed on secure servers which are physically guarded 24-hours a day in a restricted access building. The data is backed-up as part of a nightly security routine to prevent loss, misuse or alteration.

Correcting and Updating Your Personal Information

You may return to our Website at any time to correct or update your personal information. This function can be accessed by means of a link at the page with the sign up form.

You may also cancel your subscription and opt out of future communications at any time by sending a message to .(JavaScript must be enabled to view this email address) with the word 'cancel' in the subject line.


You must be at least 18 years old in order to use our Website to send an email or letter to Congress or sign up to our mailing list. If you are under 18 years of age, please do not send any information about yourself, including your name, address or e-mail address. If we discover that we have collected any personally-identifying information from a child under the age of 18, we will remove that information from our database as soon as possible.

Links to other Sites

Unfaircreditcardfees.com may contain links to other sites that may not follow the same privacy policies as this site. These sites may use cookies, collect and use data, or share data in ways that our Website would not. We are not responsible for the privacy practices or any information or materials on these other sites. Please visit these sites if you wish to review their privacy policies.

Acceptance of Privacy Policy Terms

We reserve the right to change this policy. Any changes to this policy will be posted to this page as soon as reasonably possible, so please check this page periodically. Accessing and using this Web site constitutes consent to the privacy policy then in effect.