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Message: Interchange is the biggest credit card fee you have never heard of Hidden credit card interchange fees inflate the cost of nearly everything consumers buy, even when you pay cash. Two dollars of every $100 the consumer spends using credit cards goes directly to the credit card industry. Americans paid over $48 billion in interchange fees in 2008, more than twice what was paid in credit card late fees and three times ATM fees. ...and most of the fee pays for all that credit card junk mail! What started in the 1960s as a fee to cover the transaction costs… Go to http://www.unfaircreditcardfees.com