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Message: What are credit card interchange fees? How much are consumers paying in interchange fees? Why should anyone care about interchange fees? The interchange fee is a percentage of each transaction that Visa and MasterCard collect from retailers every time a credit or debit card is used to pay for a purchase. Nearly $2 of every $100 American consumers spend using credit cards goes directly to the credit card industry through the interchange fee, the hidden fee that is charged every time you use a credit card. Even consumers who don't use plastic pay more through higher prices.Interchange is the biggest… Go to http://www.unfaircreditcardfees.com