Unfair Credit Card Fees.com

Skip Navigation
Join the Fight Against Hidden Credit Card Fees
Skip Navigation

General Research Reports

*** NEW*** BANKING TRENDS: How Dodd–Frank Affects Small Bank Costs
James DiSalvo and Ryan Johnston,   Federal Reserve Bank of Philadelphia Research Department, First Quarter 2016

The Costs and Benefits of Half a Loaf: The Economic Effects of Recent Regulation of Debit Card Interchange Fees
Robert J. Shapiro, Chairman, Sonecon, LLC, October 1, 2013

The Costs and Benefits of Half a Loaf: A Visual Representation
Robert J. Shapiro, Chairman, Sonecon, LLC,  October 1, 2013

MPC State-by-State Analysis of Savings and Jobs from Debit & Credit Card Reform
Merchant Payments Coalition, October 1, 2013

Report on Activities Related to Section 1075 of the Dodd-Frank Act
Federal Trade Commission, December 24, 2012

Community Banks and Credit Unions: Impact of the Dodd-Frank Act Depends Largely on Future Rule Makings
Government Accountability Office, September 2012

New Debit Rules Hurt Banks and Reshape the. Payment Processor Market
Moody's Investors Service, June 20, 2012

Electronic Payment Systems and Interchange Fees: Breaking the Log Jam on Solutions to Market Power
Albert A. Foer, The American Antitrust Institute, March 2010

The Costs of “Charging It” in America
Assessing the Economic Impact of Interchange Fees for Credit Card and Debit Card Transactions; Robert J. Shapiro and Jiwon Vellucci, February 2010

Reform of Australia's Payments System: Conclusions of the 2007/08 Review
Reserve Bank of Australia, September 2008 

Competition Policy Issues in the Consumer Payments Industry
Nicholas Economides, Stern School OF Business, NYU, November 2006

Market Structure and Credit Card Pricing: What Drives the Interchange?
Zhu Wang, Payments System Research, Federal Reserve Bank of Kansas City, December 20, 2006

Credit Cards, Increased Complexity in Rates and Fees Heightens Need for More Effective Disclosures to Consumers
Government Accounting Office, September 2006

The Economic Effect of Interchange Fees
Alan S. Frankel and Allan L. Champine
Antitrust Law Journal, November, 2006

The Persistence of Antitrust Controversy and Litigation
K. Craig Wildfang and Ryan W. Marth
Antitrust Law Journal , November 2006

House of Cards: The Economics of Interchange Fees
Alan S. Frankel and Allan L. Shampine, Lexecon, August 24, 2005

What does it Cost to Make a Payment?
David Humphrey, Florida State University
Magnus Willesson, University of Gothenburg
Goran Bergendahl, University of Gothenburg, June 2003

Credit Cards and Payment Efficiency
Stan Sienkiewicz, August 2001