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Legislation and Congressional Testimony

Consumers

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H.R. 2695 - Credit Card Fair Fee Act of 2009

S. 1212 - Credit Card Fair Fee Act of 2009

View HR 2382: The Credit Card Interchange Fees Act 

Read the House of Representatives report on the Credit Card Fair Fee Act from the 110th Congress

General Research Reports

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Reform of Australia's Payments System: Conclusions of the 2007/08 Review
Reserve Bank of Australia
September 2008  

Market Structure and Credit Card Pricing: What Drives the Interchange?
Zhu Wang, Payments System Research, Federal Reserve Bank of Kansas City
December 20, 2006

Credit Cards, Increased Complexity in Rates and Fees Heightens Need for More Effective Disclosures to Consumers
Government Accounting Office
September 2006

Federal Reserve Reports and Papers

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Consumer Choice and Merchant Acceptance of Payment Media
Wilko Bolt and Sujit Chakravorti
November 26, 2008

The Economics of Payment Card Fee Structure: Policy Considerations of Payment Card Rewards
Third in a series of three papers on payment card fees: What public policy options might improve the efficiency and welfare distribution in the U.S. retail payment systems?

Federal Reserve Conferences

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Interchange Fees in Credit and Debit Card Markets: What Role for Public Authorities?
Payments Policy Conference
May 4-6, 2006

Santa Fe Payments Conference

Facts & Figures

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Poll: 3 in 4 Americans Support Credit Card Fair Fee Act

Credit Card Interchange Fees: Issues and Answers
A Report to the House Judiciary Committee Antitrust Task Force Prepared by the Merchants Payments Coalition, Inc.
September 14, 2007

Executive Summary Report: Merchants Payments Coalition Interchange Fees Study
Harris Interactive®
February 6, 2007

Global Interchange Rates
A Cross Country Comparison
TransAction Resources

Interchange Fees in Other Countries

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Development in Interchange Fees in the United States and Abroad
Terri Bradford and Fumiko Hayashi

Interchange Fees in Various Countries: Developments and Determinants
Stuart E. Weiner and Julian Wright

Competition and Credit and Debit Card Interchange Fees: A Cross-Country Analysis
Fumiko Hayashi and Stuart E. Weiner

Litigation

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Class Action Takes Aim at MasterCard IPO
Competition Law 360
May 24, 2006

Court Battle Looms Over Credit Card Hidden Tax
Competition Law 360
March 27, 2006

What Others Are Saying

www.newcreditrules.com

WayTooHigh.com

www.pbs.org/wgbh/pages/frontline/shows/credit/